United Benefits

HEALTH INSURANCE

  • Health Insurance – Provides coverage for you and your family that may not be obtainable with FEHB
  • Accident Insurance – Will pay you directly in the case of an accident
  • Cancer Care – Will pay you as you go through cancer treatment
  • Critical Illness – Provides financial support if you are diagnosed with a covered critical illness
  • Dental Insurance – Provides financial support for dental services
  • Hospital Indemnity – Allows you to seek medical help without the worry of losing income while you are confined in a hospital
  • Long-Term Care – Services designed to meet a person’s health or personal care needs during a long period of time
  • Medicare – Provides health coverage for people 65 years old or older
  • Short-Term Disability Insurance – Helps replace lost income as you recover from a short-term sickness or injury
  • Vision Insurance – Provides financial support for visionservices

RETIREMENT

  • Multi-Year Guaranteed Annuity (MYGA) – A fixed annuity that offers a guaranteed fixed minimum rate for a period time
  • Single Premium Immediate Annuity (SPIA) – Takes your funds and turns them into guaranteed payments
  • Fixed Index Annuities – Offers a safe, guaranteed & tax-deferred way to grow retirement savings

LEGAL / IDENTITY

  • Legal Services – Pre-paid legal plans
  • Identity Protection – Identity theft programs

PROPERTY & CASUALTY INSURANCE

Auto Insurance – Protects you against financial loss in the event of an accident or theft of your vehicle

  • Motorcycle, Boat, ATV Insurance – Protects you against financial loss in the event of an accident or theft of your motorcycle, boat, or ATV
  • Homeowners Insurance – Covers damage to your home, property, personal belongings, and other assets in your home
  • Renters Insurance – Covers damage to your personal belongings
  • Professional Liability Insurance – Covers you if claims are filed against you for professional negligence, errors, omissions, or other issues that can arise if you provide professional services for a living

LIFE INSURANCE

  • Term – Provides financial support for your family in the case of an unexpected death
  • Universal Life – Flexible premium policies that can be custom for your needs
  • Whole Life – Cash value policies, mutual companies that pay dividends
  • Fixed Indexed Universal Life – Create a custom death benefit and a supplement for your retirement

MEMBER SERVICES AND BENEFITS

  • Claims Assistance – Help make your claims as seamless as possible
  • Payroll Services – Assist and manage your payroll deductions
  • Policy Services – Team of Customer Representatives to assist you with policies and programs
  • BenefitHub – Discount portal for national, regional, and local shopping and travel
  • Purchasing Power – Federal payroll deducted options to purchase large ticket items
  • College – Discounts and Scholarships